New: Get 1.5% cash back everyday with Trustedregion.

Learn More
Introducing Trustedregion Card

Get cash back.
Build credit.
Everyday.

Earn 1.5% cash back on every purchase. Build your credit score automatically. No annual fees, no interest.

No credit check
No monthly fees
FDIC insured
Trustedregion
Available
$4,821.60
Trustedregion
•••• •••• •••• 4821
CARD HOLDER
VISA
%
Cash back earned
+$18.42 this month

The #1 most loved banking app.^

9:41
Trustedregion
Available balance
$1,246.91
Trustedregion Debit
•••• •••• •••• 4821
CARD HOLDER
Income
+$9,200
Spent
-$3,841
↑
Transfer sent
$250.00 · just now
%
3.5% APY
Savings account

Everyday, fee-
free banking.

Open a neo Checking Account for more ways to deposit without fees.*

Happy User
Featured in:
Forbes The New York Times FAST COMPANY TC

Overdraft fee-free with SpotMe®.

We'll spot you up to $200 on debit card purchases with no overdraft fees. Eligibility requirements apply.²

Open an Account

SpotMe® covered $4 for you 🍄

Because your balance was low, $4 of your $22 purchase at Petco was taken care of by SpotMe. Phew.

neo
Debit VISA
Professional Banking
C

You have $275 in MyPay

The money you need is waiting for you. Tap to access.

Get paid
when you say.®

Life doesn’t wait for payday, and you shouldn’t have to either. Get up to $500³ of your pay before payday. Finally, you’re in control. There’s no interest⁴. No credit check. No mandatory fees.

Open an Account
Get Paid Early
C

Guess who just got paid early? ⚡
Payday came early for you! $1,890.49 was just posted.

Get paid early.

Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!⁵

Set Up Direct Deposit

Say goodbye to
monthly fees.

No overdraft fees. No minimum balance. No monthly fees. No foreign transaction fees. 47K+ fee-free ATMs6 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and Circle K. Out-of-network fees apply.

Open an Account — Free
Trustedregion Card

Trustedregion Card.
Cash back and credit up.

1.5% cash back⁸ on rotating categories with Trustedregion+‡, stress-free credit building**, and no annual fees or interest¹. Help increase your FICO Score by up to 71 points.⁷

Get Trustedregion Card

Unlock neo+ for free
with direct deposit.

When you move your qualifying direct deposit to neo, you'll get access to so much more with neo+‡.

Get Started Free
neo

Better banking on day one.

Get started with a Checking Account with no monthly fees.

  • → No minimum balance or monthly fees.
  • → 47K+ fee-free ATMs.⁶
  • → Up to $200² fee-free overdraft coverage.
neo+

Level up to more —for free.

Higher savings and better benefits for financial progress. Unlock neo+ when you set up a qualifying direct deposit.

  • → 3.50% APY¹⁰ on a high-yield savings account.
  • → Up to $500³ of your pay before payday.
  • → 1.5% cash back⁸ and safer credit building** with the neo Card.

Pay Anyone the fast,
fee-free way.

Pay friends and family fee-free, no matter what bank account they use. They can cash out instantly9 and securely, no sign-up needed.

Send Money Free
Payment illustration
C

You just got $7.16 from Ashley S. 💸

The money is ready to use right now. Tap to see your new balance.

Stay in control with
alerts.

You’re always in-the-know with balance notifications and transaction alerts.

Enable Alerts
C

Your progress report is here 📊

Hello Caty, you've got $421.52 to spend. You have $80 in SpotMe. Tap for more.

Stay in control

Security & support
you can trust.

Security Shield
Open a Secure Account
We use state-of-the-art encryption and two-factor authentication to keep your account safe and secure at all times.
Our member support team is available 24/7 through the app or by phone to help you with any questions or concerns.
You won't be held responsible for unauthorized charges made with your neo Visa Debit Card.

Get started.

Applying for a neo Checking Account is free and takes less than 2 minutes. It won't affect your credit score!

Open an Account — It's Free
“

Best account I’ve ever had

-Bryan, App Store Review

1,000,000+ 5 Star Reviews

On the Apple App and Google Play Stores